Apply for federal financial aid
Completing the FAFSA (Free Application for Federal Student Aid) form is the first step toward obtaining financial aid from the federal government. You and your family will include tax and income information, which will help determine whether you qualify for scholarships, grants, and federal loans. Some financial aid is awarded on a first come, first served basis. Completing and sending your FAFSA form as soon after January 1 of each year as possible can increase your chances of receiving the maximum amount of financial aid you qualify for.2
Estimate your costs
Estimate your college costs by visiting your school’s website and using their Net Price Calculator to help determine your total costs. This tool can help you understand what types of financing resources may be available and how certain choices, such as your living situation, can affect your costs. This tool can usually be found on a school’s website.
Evaluate your options
To get a better sense of how much you may need to borrow for college, check out our Student Loan Calculator.
Find out more about your options for managing expenses once you get to college.