You can now get a copy of your credit report for free.
A federal mandate of the Fair and Accurate Credit Transaction Act went into effect in Texas on Wednesday. You can get a credit card report from any of the three national credit bureaus, Experian, Trans-Union and Equifax. You can get up to three reports in one year.
"What you're looking for is, is all the information on their correct? Have you been the victim of identity theft? Are you being reported incorrectly by your creditors?" says Crystal Gomoke, Senior Counselor at Consumer Credit Counseling.
You can get a credit report online by ( clicking here). Or you can call 1-877-322-8228.